Chris O'Farrell

Welcome to Chris O'Farrell State Farm! With a Bachelor's degree in Business from Florida State University and nearly 30 years of combined office experience with State Farm, we bring a wealth of knowledge and expertise to the table.

As a proud member of the North Jacksonville Chamber, we are deeply rooted in the community and dedicated to serving the insurance needs of our fellow residents. Being lifelong Florida residents ourselves, we understand the unique challenges and risks that come with living in this beautiful state.

Whether you're a local resident or an out-of-state transfer to Jacksonville or Yulee, we are here to assist you with all your insurance needs. We proudly serve Amelia Island, Fernandina, Saint Johns, and Orange Park, ensuring that our services are accessible to a wide range of customers.

At our agency, we offer FREE quotes for Auto, Homeowner's, Life, and Renter's insurance. As an Auto Insurance agent in Jacksonville, FL, we can help you find the coverage that fits your needs and budget. Similarly, as a Homeowner's insurance agent in Jacksonville, FL, we understand the importance of protecting your most valuable asset – your home. We also provide Life insurance options to help secure your family's financial future.

Additionally, we offer Commercial Auto Insurance, offering comprehensive coverage for business owners. We understand the unique risks associated with running a business and can tailor a policy to meet your specific needs.

We are committed to providing exceptional customer service, personalized coverage options, and competitive pricing. Your satisfaction is our top priority. Contact us today for a free quote and let us help protect what matters most to you.

Significant October Events in Insurance History:

• The Great Fire in Chicago (October 8-10, 1871): This catastrophic event led to widespread destruction and significant financial losses for insurance companies, highlighting the need for better building codes and comprehensive fire insurance policies.

• Hurricane Sandy (October 22-29, 2012): Known as Superstorm Sandy, it caused extensive damage emphasizing the importance of flood insurance and storm preparedness.

• National Flood Insurance Act (October 1968): This act established the National Flood Insurance Program to offer flood insurance and mitigate the financial impact of flood damage.

• Hurricane Michael (October 10, 2018): As a Category 5 hurricane, Michael caused catastrophic damage in the Florida Panhandle, underscoring the need for adequate catastrophic insurance coverage.

• California Wildfires (October 2017): A series of wildfires in Northern California led to significant insured losses, highlighting the challenges of insuring properties in wildfire-prone areas.

These events underscore the critical role of adequate insurance coverage and risk management in the face of catastrophic events.